{"id":3414,"date":"2022-08-22T08:55:45","date_gmt":"2022-08-22T08:55:45","guid":{"rendered":"https:\/\/www.rizalmicrobank.com\/?page_id=3414"},"modified":"2026-04-30T07:31:30","modified_gmt":"2026-04-30T07:31:30","slug":"small-biz-lite","status":"publish","type":"page","link":"https:\/\/www.rcbcmicrobank.com\/index.php\/small-biz-lite\/","title":{"rendered":"Small Biz Lite"},"content":{"rendered":"<p><em><strong>Small Biz Lite<\/strong><\/em><\/p>\n<p>The Small Biz Lite aims to provide financial capital to micro and small entrepreneurs who are capable of borrowing at least \u20b150,000 with the intention to improve their business operations. Such access to credit will enable these clients to expand their business and consequently, increase their income. The product primarily targets entrepreneurs who generate daily, weekly, semi-monthly or monthly income, have adequate financial records and have been operating for at least three years.<\/p>\n<hr \/>\n<p><span style=\"text-decoration: underline;\"><strong>Loan Amount<\/strong><\/span><\/p>\n<p>Loan amount ranges between \u20b150,000.00 to \u20b11,000,000.00 subject to client\u2019s capacity to pay. Loan increases are subject to repayment behavior and capacity evaluation.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Loan Purpose<\/strong><\/span><\/p>\n<ul>\n<li>Additional Working Capital<br \/>\nPurchase of business equipment and vehicle<\/li>\n<\/ul>\n<p><span style=\"text-decoration: underline;\"><strong>Qualifications<\/strong><\/span><\/p>\n<ul>\n<li>Single Proprietorship, Partnership, Corporation or Cooperative<\/li>\n<li>Borrower must be 21 years old at the time of loan application, and should not exceed 70 years old at the time of loan maturity<\/li>\n<li>Resident in the branch trade area for at least three years<\/li>\n<li>Business has been existing for at least three years<\/li>\n<li>Business is generating a daily, weekly, semi-monthly or monthly income<\/li>\n<li>Acceptable adverse record with local and national credit bureaus and\/or negative findings in any credit investigation reports<\/li>\n<\/ul>\n<p><span style=\"text-decoration: underline;\"><strong>Loan Term<\/strong><\/span><\/p>\n<p>3 months to 36 months<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Frequency of payment<\/strong><\/span><\/p>\n<p>Weekly, semi-monthly or monthly<\/p>\n<p><strong><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" target=\"_blank\" rel=\"noopener\" href=\"https:\/\/rcbc.com\/SDERMB\"><span class='mb-text'>Apply Now<\/span><\/a><\/strong><\/p>\n<div><\/div>\n<div><\/div>\n<p>&nbsp;<\/p>\n<div style=\"height: 30px; text-align: left;\"><strong>Download Loan Application Form<\/strong><\/div>\n<ul>\n<li class=\"wp-posts-carousel-buttons\" style=\"text-align: left;\"><a href=\"https:\/\/www.rcbcmicrobank.com\/wp-content\/uploads\/SBLAF_ISP-v.2026.pdf\">Individual \/ Sole Proprietorship<\/a><\/li>\n<li class=\"wp-posts-carousel-buttons\" style=\"text-align: left;\"><a href=\"https:\/\/www.rcbcmicrobank.com\/wp-content\/uploads\/SBLAF_CPC-v.2026.pdf\">Cooperative \/ Partnership \/ One-Person Corporation \/ Corporation<\/a><\/li>\n<li><a href=\"https:\/\/www.rcbcmicrobank.com\/wp-content\/uploads\/SBLAF-Annex-v.2026.pdf\">Additional Borrower Information<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Small Biz Lite The Small Biz Lite aims to provide financial capital to micro and small entrepreneurs who are capable of borrowing at least \u20b150,000 with the intention to improve their business operations. Such access to credit will enable these clients to expand their business and consequently, increase their income. The product primarily targets entrepreneurs [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":2408,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-3414","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.rcbcmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages\/3414","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rcbcmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.rcbcmicrobank.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.rcbcmicrobank.com\/index.php\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rcbcmicrobank.com\/index.php\/wp-json\/wp\/v2\/comments?post=3414"}],"version-history":[{"count":24,"href":"https:\/\/www.rcbcmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages\/3414\/revisions"}],"predecessor-version":[{"id":4552,"href":"https:\/\/www.rcbcmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages\/3414\/revisions\/4552"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rcbcmicrobank.com\/index.php\/wp-json\/wp\/v2\/media\/2408"}],"wp:attachment":[{"href":"https:\/\/www.rcbcmicrobank.com\/index.php\/wp-json\/wp\/v2\/media?parent=3414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}