{"id":2977,"date":"2019-02-22T10:50:20","date_gmt":"2019-02-22T10:50:20","guid":{"rendered":"https:\/\/www.rizalmicrobank.com\/?page_id=2977"},"modified":"2024-04-15T08:12:20","modified_gmt":"2024-04-15T08:12:20","slug":"checking-account","status":"publish","type":"page","link":"https:\/\/www.rcbcmicrobank.com\/index.php\/checking-account\/","title":{"rendered":"Checking Account"},"content":{"rendered":"

Checking Account<\/strong><\/span><\/p>\n

A low-interest bearing deposit product that allows individuals or institutions to access a wide-range of financial services, with ease of payment as a primary objective, using bank checks.<\/strong><\/em><\/p>\n

\n

 <\/p>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Criteria<\/th>\n<\/tr>\n<\/thead>\n
a. Customers who are willing to provide all necessary information and documents.<\/td>\n<\/tr>\n
b. As a prerequisite, any individuals who wish to avail Checking Account services from RMB shall have to open a Regular Savings Account and must be active and moving for at least a period of six (6) months before the actual opening of the account.<\/td>\n<\/tr>\n
c. Age - Any individual of legal age may open a Checking Account.<\/td>\n<\/tr>\n
d. Nationality \u2013 All customers from different countries are allowed to open an account as long as the proper profiling and KYC procedures are met, especially on customers from high-risk countries, embassy officials and diplomats.<\/td>\n<\/tr>\n
e. Jurisdiction \u2013 Domestic and foreign corporations are allowed to open an account, subject to proper profiling and KYC procedures.<\/td>\n<\/tr>\n
f. Residency \u2013 Residents and non-residents are allowed to open an account.<\/td>\n<\/tr>\n
g. Capacity \u2013 Account opening may be allowed for persons who have physical defects but are able to understand the nature and consequences of their acts and whether they can manifest their consent to a given transaction.<\/td>\n<\/tr>\n
h. Financial and Social Status \u2013 The bank shall accept all customers regardless of their financial and social status.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Acceptable Valid ID\u2019s<\/th>\n<\/tr>\n<\/thead>\n
a) PhilID or ePhilID from the PhilSys\t
\n<\/td>\n<\/tr>\n
b) Other identification documents with picture issued by the Government of the Republic of the Philippines
\n<\/td>\n<\/tr>\n
1. Passport
\n<\/td>		10. OFW e-Card
\n<\/td>\n<\/tr>\n
2. Driver\u2019s License
\n<\/td>		11. Alien Certificate of Registration (ACR)
\n<\/td>\n<\/tr>\n
3. PRC ID
\n<\/td>		12. Seaman\u2019s Book
\n<\/td>\n<\/tr>\n
4. NBI Clearance
\n<\/td>		13. GOCC ID i.e. AFP ID, HDMF ID
\n<\/td>\n<\/tr>\n
5. Police Clearance
\n<\/td>		14. PWD ID issued by the National Council on Disability Affairs
\n<\/td>\n<\/tr>\n
6. Voter\u2019s ID
\n<\/td>		15. Integrated Bar of the Philippines (IBP) ID
\n<\/td>\n<\/tr>\n
7. Postal ID
\n<\/td>		16. PhilHealth ID
\n<\/td>\n<\/tr>\n
8. Senior Citizen Card<\/td>17. Unified Multi-Purpose ID (UMID)
\n<\/td>\n<\/tr>\n
9. OWWA ID
\n<\/td>		<\/td>\n<\/tr>\n
c) Other identification documents that can be verified using reliable, independent source documents, data or information.
\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

IDs should be:<\/strong><\/em><\/p>\n